Where the one year time limit for suit was not met and the policyholder claimed mental
incompetency as an excuse, because the policyholder had hired an attorney before the one
year time limit, the attorney was responsible to file timely suit. The court found in favor
of the insurance company:
U.S. Troutman v. State Farm Fire & Casualty Co., 77-79 F. &
C. 445 578 F. 2d 658, 6th Cir., 1978.
