In co-dependence denial the greatest ignorance is to reject substantive matter out of hand, yet insurance policyholders do it as preset course, unaware of their vulnerability till often too late.
The question is when will the 99% change course? The answer is when they are good and ready.

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One year time limit for suit was not met


Where the one year time limit for suit was not met and the policyholder claimed mental incompetency as an excuse, because the policyholder had hired an attorney before the one year time limit, the attorney was responsible to file timely suit. The court found in favor of the insurance company:
U.S. Troutman v. State Farm Fire & Casualty Co., 77-79 F. & C. 445 578 F. 2d 658, 6th Cir., 1978.



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