What Do YOU Expect?
BRACE YOURSELF Because You Never Know!
How can you possibly feel secure unless
you know what to expect
in case of loss?
Policy Ensurance
Compiled By Antone P. Braga
ISBN 0-939206-02-1 - Revised Edition © 2004
- Owed You--Claims calculation and negotiation: You know what to expect in case of loss.
- Glossary--Insurance language and jargon: You understand adjuster parlance in simple terms.
- Your Rights--How your insurance company should behave: You access the rules.
- Company Tactics--Ways insurance companies plan to win: You anticipate their strategy.
- Court Results--Outcomes from actual policyholder claims: You gain valuable insight.
 See the legal page.
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View book contents.
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Topics covered include: Your Authority & Adjusters' Authority, The Standard of Value, Depreciation, The Rules on Personal Property, The Provisions Limiting Insurance Company's Liability, Coinsurance, Salvage Principles, Standard Policy Wording, The Acts Which Void the Policy, The Conditions Suspending Coverage, What You Must Do In Case of Loss, many Sample Forms and Letters, References to Cases and Regulations, and much, much more.
"It is time that someone publishes a book of this nature. As Regulators,
we are aware that most policyholders are not aware...We wish you all the
success...Your intent and foresight is commended."
--STATE OF HAWAII DEPARTMENT OF INSURANCE, USA
"...We have reviewed the material on your web site and wish to thank you for your efforts to give citizens the information they need...Again, thank you for your public service..."
--OFFICE OF PUBLIC HEALTH PREPAREDNESS
STATE OF MICHIGAN DEPARTMENT OF COMMUNITY HEALTH, USA
