Adjusters who are licensed at all are licensed to represent either the company or the policyholder--one or the other, but not both. However, many company adjusters conduct business on the notion they represent policyholders and commonly act to prepare, file and adjust claims for policyholders. Most adjusters who work for insurance companies have never taken an exam and do not have an adjuster's license. They operate under the license of the insurance company itself and are educated the way the company sees fit...
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