Cow not covered

Your Insurance: You Know What to Expect

Cow not covered


Under a homeowner's policy provision that excludes damages caused by domestic animals, the policyholder's cow would be considered a domestic animal. Thus, the policyholder could not collect insurance benefits to cover the damage caused when the cow fell in the policyholder's swimming pool:
Smith v. State Farm Fire & Cas. Co., 381 So. 2d 913 La. App., 1980.



© 1991-2010 Antone P. Braga