| In co-dependence denial the greatest ignorance is to reject substantive matter out of hand, yet insurance policyholders do it as preset course, unaware of their vulnerability till often too late.
The question is when will they have a hand in setting their course? The answer is when they are good and ready. |
Cancellation by substitution is not valid when the policyholder did not intend to cancel until in possession of the new policy and the loss occurred before the new policy was delivered--even though the new policy applied retroactively to the date of loss:
Songer v. State Farm Fire & Casualty Co., 80, 81 F. & C. 829, 414 NE 2d 768 Ill. App. Ct., 1980.
