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In Reply to: Consumer Protection posted by Delia on August 20, 2002 at 14:55:44:
This site is not about selecting a "good" or "bad" company. It is about
making the public aware and prepared so that the individual insurance company,
or individual company adjuster, is not as important as it is for policyholders
exercising control of calculating, preparing and settling their claims. There
are hundreds of solutions to hundreds of problems listed on our forum and
most relate to having a basic understanding of how to determine what one
is entitled to under property insurance policies (home, business, auto, boat,
etc.), in terms of fundamental adjusting principles, rights, and rules that
govern insurance company behavior. And, how to calculate, prepare and settle
claims. Equal information truly is the benchmark of fairness, and there is
no substitute for fundamentals.
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With such compelling information, the question is why haven't we been able to do more to prevent the crisis of an unprepared public? The answer is a mystery.