Posted by Sure-Net.com on June 21, 2002 at 08:25:49:

In Reply to: Bad Faith posted by Concerned Policy Holder on June 21, 2002 at 04:56:20:

Many property policies specify that damage must first be sustained to the exterior of the building, e.g., wind, hail, damage to roofing, for interior damage to be covered. This may or may not have had to do with your claim difficulties. It has been my experience that State Farm is fairly lenient on this issue. However, much depends on the individual with whom you are dealing. Bad faith lawsuits are best left to the lawyers to prove, disprove and estimate.

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• Re: Bad Faith Concerned Policy Holder10:58:55 6/21/02 ( 0)

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: Many property policies specify that damage must first be sustained to the exterior of the building, e.g., wind, hail, damage to roofing, for interior damage to be covered. This may or may not have had to do with your claim difficulties. It has been my experience that State Farm is fairly lenient on this issue. However, much depends on the individual with whom you are dealing. Bad faith lawsuits are best left to the lawyers to prove, disprove and estimate.

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