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In Reply to: State Farm: Black Water Flood Restoration refusal. posted by Bout to be burned on May 19, 2002 at 15:42:20:
These are your adjusting options:
1. You may act as your own adjuster in dealing with the company adjuster (calculate, prepare and adjust your own claim).
2. You may hire a policyholder adjuster to deal with the company adjuster (calculate, prepare and adjust your claim on your behalf).
3. You may give up your authority to the company adjuster (calculate, prepare and adjust your claim on behalf of...anyone's guess).
Seriously, one adjuster serving just one interest in any one transaction is plenty.
Policyholder adjusters or public adjusters can be found in most large metropolitan area phone books under "Adjusters." However, because policyholder adjusters are paid from a small percentage of the settlement proceeds, they usually only handle large property losses to make their efforts worthwhile.
If you decide to adjust your own claim, filing and other information can be found at:
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