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Can an AOAO be responsible for property damage in a common area?


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Posted by Lily Lee on February 07, 2002 at 13:11:36:

My car got damaged while it was parked in a condominum
parking lot. A glass table from one of the units flew
off the balcony and shattered on my car. It will be
impossible to find out who the table belonged to. The
AOAO insurance company said that they aren't responsible
for the damage because the table didn't belong to the
association. Isn't the association responsible for the
common areas on the property? If so, shouldn't they
be insured for both property damage and liability on
all common areas on the property? What would have happened
if someone got hit with the glass table instead, wouldn't
the association be sued. Another thing that upset me was
that after the incident occurred, they didn't inform the
residents to secure items on their balconys. The glass
table flew off one of the balconys because of high winds.

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