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Re: Total Loss or not?


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Posted by tonyb on January 31, 2002 at 10:35:56:

In Reply to: Total Loss or not? posted by Jack on January 31, 2002 at 01:27:02:

There are many posts on this forum that relate to your situation. It boils down to your choice of making a liability claim against the resposible party or making a collision claim with your own insurance company. In making a collision claim you have the added leverage of a contract and rules that dictate how your insurance company should respond. A total loss is determined when the estimated cost of repairs, less salvage value, exceeds the value of the automobile. You can either try to figure this out for yourself and file your claim: How to Get What You Deserve (You will find all you need to file and adjust your claim,) or you can have the adjuster who represents the reponsible party or the adjuster who represents your company determine your claim for your approval or not. Calculating, submitting and adjusting your own claim with an opposing adjuster is usually worth the effort.
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