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Posted by tonyb on October 16, 2001 at 02:05:57:
In Reply to: Re: Homeowners Association as posted by Sure-Net.com on October 15, 2001 at 10:23:01:
: There are considerable differences of responsibility and rights between those of an insured and those of a loss payee. You would do best to get a second legal opinion from an attorney schooled in insurance matters. Also, the term "propety damage" usually refers to damage to property of others, i.e., liability insurance, not the "insured property" section of the policy. Make sure there is no misunderstanding of terminology.
There is a comprehensive section of a book we publish, "Policy Ensurance," that deals with rights and responsibilities of the loss payee (mortgagee) vs. policyholder (insured).
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