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Re: Pre-existing conditions


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Posted by Craig Casey on May 08, 2001 at 08:28:39:

In Reply to: Pre-existing conditions posted by JJ on April 12, 2001 at 10:05:01:

JJ:

If, after you husband is released from doctors care, without complications or continued health problems,
the injuried in accident would not be considered pre existing conditions,

But that will not help you right now. Most group health plans, and probably the one with your new employer, will not consider
pre existng conditions anyway, but many companies do have a waiting period for new employees enrolling in their health plans, regardless of health.

Craig Casey

: My husband and I have had health insurance coverage for many years. I recently left my job and took out a short term policy wating for another job to be offered. I did not get that job, but plan to be employed soon or at least befor the 6 month policy ends. My husband was in an automobile accident recently and was seriously hurt. He may require extended PT/OT and more surgery. Will my new insurance with the new job treat this as a pre-existing condition? I had a one month lapse in coverage between the last job and the short term policy coverage, because I thought I was covered during this month!

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