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Re: Pre-existing condition and Health Insurance


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Posted by tonyb on September 22, 2000 at 09:53:26:

In Reply to: Pre-existing condition and Health Insurance posted by Jack on September 19, 1999 at 21:31:09:


Organization:
Weinhaus and Dobson
To:
surenet@sure-net.com
References:
1


With respect to the first question, if the worker has a full year of
employment with a company having more than 20 employees, at the time of
job change he will have rights under HIPAA to continue coverage without
a preexisting exclusion. Georgetown University has a good site on HIPAA
at http://www.georgetown.edu/research/ihcrp/hipaa/ When someone does
chnage employment it may be the new policy will require being actively
at work for a certain number of days, which has nothing to do with
preexisting. Under those circumstances, COBRA can be exercised, and
then dropped when the worker requalifies.

The second questioneer, Jack Kline, might also look at
http://www.georgetown.edu/research/ihcrp/hipaa/ to get a fuller
understanding of HIPAA. The wife s clearly covered under HIPAA if the
present empllyer provdes dependent coverage, as the question duggests it
doe, he had worked there for at least 12 months pror to his termination,
and the emplyer employs a sufficient number of employees.

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