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Posted by tonyb on April 26, 2000 at 16:48:38:
In Reply to: marine insurance claim denial posted by Ron Belcher on April 25, 2000 at 18:18:23:
You need not rely on the insurance company adjuster's version of your claim. A supported claim on behalf of the policyholder is sufficient to bring the matter to a head. The amount of damage is a valid matter for Appraisal under property insurance policies. If demand is made under the Appraisal portion of the policy as a means to resolve the amount of damage, the insurance company owes its appraiser's fee and 1/2 the umpire fee if the umpire is needed to agree with one of the appraisers...the policyholder is responsible for a like share. The exact form, demand letter, and details are available in a book we publish, if you consider this option.
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