In co-dependence denial the greatest ignorance is to reject substantive matter out of hand, yet insurance policyholders do it as preset course, unaware of their vulnerability till often too late.
The question is when will they have a hand in setting their course? The answer is when they are good and ready.


Allstate not fiduciary


The policyholder sued the automobile insurance company for fraudulent concealment because of less benefits in new coverage that replaced old coverage. The court found that the insurance company had explained the new coverage in a pamphlet given to the policyholder and the policyholder had the burden of knowing the contents of the insurance policy. The court also found that there is no fiduciary relationship between the insurance company and the policyholder in regard to representing new coverages available under the automobile policy:
Robacki v. Allstate Insurance Co., 468 N.E. 2d 1251 Ill. App. 1 Dist., 1984.



© 1991-2011 Antone P. Braga