Allstate automobile exclusion

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Allstate automobile exclusion


The homeowners' insurance company could not rely on the "automobile" exclusion to deny coverage for a fire occurring while the policyholder was working on restoration of a collectible car. The car was not for transportation on public roads and considered to be in "dead storage" even though it was fully operational and the policyholder occasionally drove it from one part of the insured premises to another in order to do the restoration work:
Allstate Insurance Co. v. Geiwitz, 587 A. 2d 1185, 86 Md. App. 704, certiorari denied 592 A. 2d 178, 323 Md. 185, Md. App., 1991.



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