What Do YOU Expect?

BRACE YOURSELF Because You Never Know!

The new wording is: you must submit what's called a statement of loss, but only when the insurance company requests that you submit the statement of loss; not at your discretion, at their discretion; not a proof of loss, not a claim, but a statement of loss. A statement of loss is very different. A statement of loss is the informal thing that we talked about. It's saying, "This is what I think my claim is. This is what I think I'm entitled to. What do you think?" It's not saying, "We've reached an impasse, and pay me." because that option is now gone. We no longer have that option. That option has been erased. We have the option of saying, "This is my loss that I think it is. Tell me what I'm entitled to," if they request it, but not at our discretion any longer.

This is really not an exaggeration. Whether or not someone enforces wording could be based on luck, could be based on what kind of a mood that man is in that day, or the woman is in that day. But if it comes down to brass tacks, and those words are there, you can bet that sooner or later they're going to be used, and they're going to be enforced. They're not words that were just put there idly. They were words that had distinct reason for being there. The primary reason I believe that they are there is that people had an apathy towards wanting it that way, because they didn't want to look past the veil. They didn't want to understand. They didn't want to have to take the responsibility. They'd rather someone else take the responsibility, and truthfully, giving up responsibility is not a bargain when you give up authority. You can't expect that you're going to lay your problems at the feet of insurance and have them assume your responsibility, and guide you, when they are in a business transaction, on the other side of the table in a business transaction...a two party contract, because that's all that insurance is. We have to get an understanding of at least this basic, because this is what a claim is. Actually this is a mild version of what constitutes a claim. The dictionaries if you go back in time, the older dictionaries, had a much more vigorous and a much more emphatic way of describing a claim. It used to be that it was to assert with readiness to maintain; to forcefully extract what you were entitled to. Now it has become softened and they've liberalized the meaning, but still, if you look at this meaning, this is what you've lost the right to do. This is what is no longer in the contract. This is what has been taken away.

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