| In co-dependence denial the greatest ignorance is to reject substantive matter out of hand, yet insurance policyholders do it as preset course, unaware of their vulnerability till often too late.
The question is when will the 99% change course? The answer is when they are good and ready. |
So I would like to just focus on this one point about the claim. The
old wording: this wording goes back to the beginning, all the way back
to when insurance was invented, which wasn't that long ago by the way.
It was a requirement that the policyholder had to file a proof of loss,
and the proof of loss actually was a form. And that form stated the loss
in terms of money..what you thought you had coming. But it also required
that you attest truthfully to all of the calculations that you arrived at..at
that number. You don't just arbitrarily submit some number. You have to
be prepared to justify it and show that you were entitled to that. You had
sixty days in which to file the form. And actually that was a claim, and
on the form it said it was a claim. So that is how it was done for all of
these many decades. Though, the claim itself wasn't formally filed usually.
People had that option, but what they usually did..is even if you were aware
of that, even if you were acting as an adjuster and aware of the fact that
you could make that demand for the money, it's never good to act arbitrarily.
It's a lot better to informally submit the claim: say, "This is what I
have coming, what do you think?" Then the other side gets to go back and
forth: "You're too high on this, or this is way out of line.." whatever..whatever
the argument is, back and forth, you try to resolve your differences. If
you can't resolve your differences, that's when it is most important to have
the right to file a claim
, because at that point that is how the whole matter comes to a head.
You file the proof of loss, then the insurance company has a time in which
to react, and they have a set time in which they have to respond. They can
still dispute it, it's just that it sets in motion this time frame. That's
how it used to be. That's no longer. That's no longer..that's now gone.
