Once upon a time there were calamities. No, not earthquakes, hurricanes or some other catastrophes, but something much less noticeable: insurance adjusters, welcomed with open arms, who took advantage of unprepared policyholders in their time of need. The millions of people who survived a disaster each year such as earthquake, hurricane, tornado, and flood usually carried insurance, but they generally had only an idea of what they should expect based on company advertising, even after asking around. Nearly everyone had been left out of the loop. Suddenly by some stroke all the people in the land had access to the rules that met what they had been promised! Nothing was ever quite the same...they lived happily prepared ever after.
The N.A.I.C. (government entity that makes the insurance rules) Unfair Property/Casualty Claims Settlement Practices Model Regulation section on policyholder rights and insurance company responsibilities is contained in the book, "Policy Ensurance." It not only helps to have access to rights and rules, it begs the question: what is there without them?
Thank you for your visit. It is hoped you choose to take the expectation high-road.
© 2011 APB
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