Once upon a time there were calamities. No, not earthquakes, hurricanes or some other catastrophes, but something much less noticeable: insurance adjusters, welcomed with open arms, who took advantage of disaster survivors when they were most vulnerable. The millions of people who suffered from a disaster each year such as earthquake, hurricane, tornado, and flood usually carried insurance, but they generally had no idea what they should financially expect, even after asking around. Nearly everyone had been left out of the loop, mainly because most of them rather hoped for the best than prepared for the worst.

You may have always thought you were financially prepared for disaster because you carry insurance. However, this Website may have you thinking again. It is hoped you find some immediate help here, and realize the greater benefit of preparedness in the long term, before a crisis of having your authority conceded for lack of knowledge. It may seem like a fairy tale, but crucial information and rights are by no means make-believe. We should all be aware that hidden jeopardy awaits and adopt the enchanted story ending: they lived happily prepared ever after.

Preppy's Magic Spyglass! (OF SORTS) See now.

When it comes to your property, actually see what to expect in case of loss, e.g., hurricane, tornado, earthquake, flood. It's the content that matters...inside out:

• The N.A.I.C. (government entity that makes the insurance rules) Unfair Property/Casualty Claims Settlement Practices Model Regulation section on policyholder rights and insurance company responsibilities is contained in the book, "Policy Ensurance."

Control the element of surprise with Policy Ensurance by your side!