Welcome Policyholder! A Guide to Understanding
What $ Insurance Owes

Culture Change

The general public should be provided disaster insurance rights and rules of recovery as a matter of course at the inception of insurance...

Read the full story: Culture change needed on insurance equation

Equity Rules

Once upon a time there were calamities. No, not earthquakes, hurricanes or some other catastrophes, but something much less noticeable: some adjusters, welcomed with open arms, who took advantage of policyholders in their time of need. Suddenly by some stroke it came to pass all the people in the land were given disaster insurance rights and rules of recovery! Nothing was ever quite the same...they lived happily prepared ever after.

Educate yourself about the deceptive practices of insurers BEFORE you ever have to file a claim. Unfair property claims practices, policyholder rights, recovery rules and insurance company responsibilities are contained in the book, "Policy Ensurance." It not only helps to have rights and rules, where are we without them?

It is hoped you choose to take the expectation high-road.

Thank you for your visit.

© 2011 APB

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"This is to acknowledge your disaster preparedness information ...Thank you for providing this valuable information to the department. We are always looking for ways to educate the public on [an] important issue such as disaster preparedness."

"Thank you...We appreciate your efforts in crafting a website dedicated to preparedness and preventing the stress that goes along with disasters events. The information you have provided is helpful...Thank you for your interest in preparedness."

This content is local to your area in that it affects virtually everyone in your area, indirectly or directly: property insurance policyholders. When the next stories run having to do with a local disaster such as a hurricane, earthquake, flood, tornado, fire, etc., perhaps think of those disaster survivors and to what extent you may have helped in their preparedness and recovery. The simple truth is still the most powerful to articulate and pass-on, especially in this day of social media. Thank you for any help you may give.

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What is your philosophy: drive or be driven? I happen to think we are wise to keep our drive alive.