Once upon a time there were calamities. No, not earthquakes, hurricanes or some other catastrophes, but something much less noticeable: insurance adjusters, welcomed with open arms, who took advantage of unprepared disaster-survivors in their time of need. The millions of people who suffered from a disaster each year such as earthquake, hurricane, tornado, and flood usually carried insurance, but they generally had no idea what they should financially expect, even after asking around. Nearly everyone had been left out of the loop. Suddenly by some stroke all the people in the land had access to rights and rules, and nothing was ever quite the same...they lived happily prepared ever after. When it comes to your property, see what to expect in case of loss, e.g., hurricane, tornado, earthquake, flood.

The N.A.I.C. (government entity that makes the insurance rules) Unfair Property/Casualty Claims Settlement Practices Model Regulation section on policyholder rights and insurance company responsibilities is contained in the book, "Policy Ensurance."

Thank you for your visit. It is hoped you choose to take the preparedness high-road.

---

This space is available for civic-minded advertisement. Email: info@disasterprepared.net